LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,939
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,870
−HK$946/mo
Today · 4.125%
HK$31,816
baseline
▲ 0.50% · 4.625%
HK$33,752
+HK$1,936/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,632/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,306
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,200
−HK$906/mo
Today · 4.125%
HK$35,106
baseline
▲ 0.50% · 4.625%
HK$36,956
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,212/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,926
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,044
−HK$1,135/mo
Today · 4.125%
HK$38,179
baseline
▲ 0.50% · 4.625%
HK$40,502
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,358/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,968
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,040
−HK$1,087/mo
Today · 4.125%
HK$42,127
baseline
▲ 0.50% · 4.625%
HK$44,348
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,254/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,914
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,218
−HK$1,324/mo
Today · 4.125%
HK$44,542
baseline
▲ 0.50% · 4.625%
HK$47,253
+HK$2,711/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,084/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,629
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,880
−HK$1,268/mo
Today · 4.125%
HK$49,148
baseline
▲ 0.50% · 4.625%
HK$51,739
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,296/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,890
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,566
−HK$1,703/mo
Today · 4.125%
HK$57,269
baseline
▲ 0.50% · 4.625%
HK$60,754
+HK$3,485/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,538/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,952
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,559
−HK$1,632/mo
Today · 4.125%
HK$63,191
baseline
▲ 0.50% · 4.625%
HK$66,521
+HK$3,330/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,382/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,357 · Scale 2, in force from 26 Feb 2026)