LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,942
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,873
−HK$946/mo
Today · 4.125%
HK$31,819
baseline
▲ 0.50% · 4.625%
HK$33,756
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,638/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,310
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,203
−HK$907/mo
Today · 4.125%
HK$35,110
baseline
▲ 0.50% · 4.625%
HK$36,960
+HK$1,850/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,220/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,930
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,048
−HK$1,135/mo
Today · 4.125%
HK$38,183
baseline
▲ 0.50% · 4.625%
HK$40,507
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,366/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,972
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,044
−HK$1,087/mo
Today · 4.125%
HK$42,131
baseline
▲ 0.50% · 4.625%
HK$44,352
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,262/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,918
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,222
−HK$1,325/mo
Today · 4.125%
HK$44,547
baseline
▲ 0.50% · 4.625%
HK$47,258
+HK$2,711/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,094/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,634
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,885
−HK$1,268/mo
Today · 4.125%
HK$49,153
baseline
▲ 0.50% · 4.625%
HK$51,744
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,306/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,895
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,572
−HK$1,703/mo
Today · 4.125%
HK$57,275
baseline
▲ 0.50% · 4.625%
HK$60,760
+HK$3,485/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,550/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,958
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,566
−HK$1,631/mo
Today · 4.125%
HK$63,197
baseline
▲ 0.50% · 4.625%
HK$66,528
+HK$3,331/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,394/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,408 · Scale 2, in force from 26 Feb 2026)