LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,944
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,876
−HK$946/mo
Today · 4.125%
HK$31,822
baseline
▲ 0.50% · 4.625%
HK$33,758
+HK$1,936/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,644/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,312
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,206
−HK$906/mo
Today · 4.125%
HK$35,112
baseline
▲ 0.50% · 4.625%
HK$36,963
+HK$1,851/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,224/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,933
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,051
−HK$1,135/mo
Today · 4.125%
HK$38,186
baseline
▲ 0.50% · 4.625%
HK$40,510
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,372/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,975
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,047
−HK$1,088/mo
Today · 4.125%
HK$42,135
baseline
▲ 0.50% · 4.625%
HK$44,356
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,270/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,922
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,226
−HK$1,325/mo
Today · 4.125%
HK$44,551
baseline
▲ 0.50% · 4.625%
HK$47,261
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,102/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,637
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,888
−HK$1,269/mo
Today · 4.125%
HK$49,157
baseline
▲ 0.50% · 4.625%
HK$51,748
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,314/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,899
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,576
−HK$1,703/mo
Today · 4.125%
HK$57,279
baseline
▲ 0.50% · 4.625%
HK$60,765
+HK$3,486/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,558/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,962
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,571
−HK$1,631/mo
Today · 4.125%
HK$63,202
baseline
▲ 0.50% · 4.625%
HK$66,534
+HK$3,332/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,404/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,446 · Scale 2, in force from 26 Feb 2026)