LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,946
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,878
−HK$946/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,761
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,315
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,208
−HK$907/mo
Today · 4.125%
HK$35,115
baseline
▲ 0.50% · 4.625%
HK$36,966
+HK$1,851/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,230/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,936
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,053
−HK$1,136/mo
Today · 4.125%
HK$38,189
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,378/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,978
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,050
−HK$1,088/mo
Today · 4.125%
HK$42,138
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,276/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,925
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,229
−HK$1,325/mo
Today · 4.125%
HK$44,554
baseline
▲ 0.50% · 4.625%
HK$47,265
+HK$2,711/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,108/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,641
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,892
−HK$1,269/mo
Today · 4.125%
HK$49,161
baseline
▲ 0.50% · 4.625%
HK$51,752
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,322/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,903
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,580
−HK$1,704/mo
Today · 4.125%
HK$57,284
baseline
▲ 0.50% · 4.625%
HK$60,769
+HK$3,485/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,568/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,967
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,575
−HK$1,632/mo
Today · 4.125%
HK$63,207
baseline
▲ 0.50% · 4.625%
HK$66,539
+HK$3,332/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,414/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,484 · Scale 2, in force from 26 Feb 2026)