LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,948
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,879
−HK$947/mo
Today · 4.125%
HK$31,826
baseline
▲ 0.50% · 4.625%
HK$33,762
+HK$1,936/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,652/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,317
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,210
−HK$907/mo
Today · 4.125%
HK$35,117
baseline
▲ 0.50% · 4.625%
HK$36,968
+HK$1,851/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,234/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,937
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,055
−HK$1,136/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,515
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,052
−HK$1,088/mo
Today · 4.125%
HK$42,140
baseline
▲ 0.50% · 4.625%
HK$44,361
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,280/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,927
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,231
−HK$1,325/mo
Today · 4.125%
HK$44,556
baseline
▲ 0.50% · 4.625%
HK$47,267
+HK$2,711/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,112/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,643
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,894
−HK$1,269/mo
Today · 4.125%
HK$49,163
baseline
▲ 0.50% · 4.625%
HK$51,755
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,326/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,906
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,583
−HK$1,704/mo
Today · 4.125%
HK$57,287
baseline
▲ 0.50% · 4.625%
HK$60,772
+HK$3,485/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,574/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,970
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,578
−HK$1,632/mo
Today · 4.125%
HK$63,210
baseline
▲ 0.50% · 4.625%
HK$66,542
+HK$3,332/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,420/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,509 · Scale 2, in force from 26 Feb 2026)