LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,949
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,881
−HK$946/mo
Today · 4.125%
HK$31,827
baseline
▲ 0.50% · 4.625%
HK$33,764
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,654/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,318
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,212
−HK$906/mo
Today · 4.125%
HK$35,118
baseline
▲ 0.50% · 4.625%
HK$36,970
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,236/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,939
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,057
−HK$1,136/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,982
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,054
−HK$1,088/mo
Today · 4.125%
HK$42,142
baseline
▲ 0.50% · 4.625%
HK$44,363
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,284/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,233
−HK$1,325/mo
Today · 4.125%
HK$44,558
baseline
▲ 0.50% · 4.625%
HK$47,270
+HK$2,712/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,116/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,646
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,897
−HK$1,269/mo
Today · 4.125%
HK$49,166
baseline
▲ 0.50% · 4.625%
HK$51,757
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,332/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,703/mo
Today · 4.125%
HK$57,289
baseline
▲ 0.50% · 4.625%
HK$60,775
+HK$3,486/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,578/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,973
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,581
−HK$1,632/mo
Today · 4.125%
HK$63,213
baseline
▲ 0.50% · 4.625%
HK$66,545
+HK$3,332/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,426/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,532 · Scale 2, in force from 26 Feb 2026)