LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,950
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,882
−HK$947/mo
Today · 4.125%
HK$31,829
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,936/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,658/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,320
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,213
−HK$907/mo
Today · 4.125%
HK$35,120
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$1,851/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,240/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,941
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,058
−HK$1,136/mo
Today · 4.125%
HK$38,194
baseline
▲ 0.50% · 4.625%
HK$40,518
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,388/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,983
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,056
−HK$1,088/mo
Today · 4.125%
HK$42,144
baseline
▲ 0.50% · 4.625%
HK$44,365
+HK$2,221/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,288/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,931
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$43,235
−HK$1,325/mo
Today · 4.125%
HK$44,560
baseline
▲ 0.50% · 4.625%
HK$47,271
+HK$2,711/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,120/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,647
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,898
−HK$1,270/mo
Today · 4.125%
HK$49,168
baseline
▲ 0.50% · 4.625%
HK$51,759
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,336/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,911
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,588
−HK$1,703/mo
Today · 4.125%
HK$57,291
baseline
▲ 0.50% · 4.625%
HK$60,777
+HK$3,486/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,582/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,975
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,584
−HK$1,631/mo
Today · 4.125%
HK$63,215
baseline
▲ 0.50% · 4.625%
HK$66,548
+HK$3,333/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,430/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,551 · Scale 2, in force from 26 Feb 2026)