LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,954
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$947/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,217
−HK$907/mo
Today · 4.125%
HK$35,124
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$1,851/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,248/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,944
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,063
−HK$1,135/mo
Today · 4.125%
HK$38,198
baseline
▲ 0.50% · 4.625%
HK$40,523
+HK$2,325/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,396/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,988
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,060
−HK$1,088/mo
Today · 4.125%
HK$42,148
baseline
▲ 0.50% · 4.625%
HK$44,370
+HK$2,222/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,296/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,935
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,240
−HK$1,325/mo
Today · 4.125%
HK$44,565
baseline
▲ 0.50% · 4.625%
HK$47,277
+HK$2,712/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,130/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,652
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,904
−HK$1,269/mo
Today · 4.125%
HK$49,173
baseline
▲ 0.50% · 4.625%
HK$51,765
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,346/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,917
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,594
−HK$1,704/mo
Today · 4.125%
HK$57,298
baseline
▲ 0.50% · 4.625%
HK$60,784
+HK$3,486/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,596/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,982
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,590
−HK$1,632/mo
Today · 4.125%
HK$63,222
baseline
▲ 0.50% · 4.625%
HK$66,555
+HK$3,333/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,444/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,604 · Scale 2, in force from 26 Feb 2026)