LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,956
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$946/mo
Today · 4.125%
HK$31,834
baseline
▲ 0.50% · 4.625%
HK$33,771
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,668/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,325
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$907/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$36,977
+HK$1,851/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,947
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,065
−HK$1,136/mo
Today · 4.125%
HK$38,201
baseline
▲ 0.50% · 4.625%
HK$40,526
+HK$2,325/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,402/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,991
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,063
−HK$1,088/mo
Today · 4.125%
HK$42,151
baseline
▲ 0.50% · 4.625%
HK$44,373
+HK$2,222/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,302/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,938
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,243
−HK$1,325/mo
Today · 4.125%
HK$44,568
baseline
▲ 0.50% · 4.625%
HK$47,280
+HK$2,712/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,136/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,656
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$47,907
−HK$1,269/mo
Today · 4.125%
HK$49,176
baseline
▲ 0.50% · 4.625%
HK$51,768
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,352/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,920
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,598
−HK$1,704/mo
Today · 4.125%
HK$57,302
baseline
▲ 0.50% · 4.625%
HK$60,788
+HK$3,486/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,604/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,986
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,595
−HK$1,632/mo
Today · 4.125%
HK$63,227
baseline
▲ 0.50% · 4.625%
HK$66,559
+HK$3,332/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,454/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,638 · Scale 2, in force from 26 Feb 2026)