LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,956
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$947/mo
Today · 4.125%
HK$31,835
baseline
▲ 0.50% · 4.625%
HK$33,772
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,670/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,326
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,220
−HK$906/mo
Today · 4.125%
HK$35,126
baseline
▲ 0.50% · 4.625%
HK$36,978
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,252/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,947
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,066
−HK$1,136/mo
Today · 4.125%
HK$38,202
baseline
▲ 0.50% · 4.625%
HK$40,526
+HK$2,324/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,404/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,991
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,064
−HK$1,088/mo
Today · 4.125%
HK$42,152
baseline
▲ 0.50% · 4.625%
HK$44,374
+HK$2,222/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,304/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,939
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,243
−HK$1,326/mo
Today · 4.125%
HK$44,569
baseline
▲ 0.50% · 4.625%
HK$47,280
+HK$2,711/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,138/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,656
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,908
−HK$1,269/mo
Today · 4.125%
HK$49,177
baseline
▲ 0.50% · 4.625%
HK$51,769
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,354/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,921
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,598
−HK$1,704/mo
Today · 4.125%
HK$57,302
baseline
▲ 0.50% · 4.625%
HK$60,789
+HK$3,487/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,604/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,987
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,596
−HK$1,632/mo
Today · 4.125%
HK$63,228
baseline
▲ 0.50% · 4.625%
HK$66,560
+HK$3,332/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,456/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,645 · Scale 2, in force from 26 Feb 2026)