LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,957
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,889
−HK$947/mo
Today · 4.125%
HK$31,836
baseline
▲ 0.50% · 4.625%
HK$33,773
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,672/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,327
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,221
−HK$907/mo
Today · 4.125%
HK$35,128
baseline
▲ 0.50% · 4.625%
HK$36,980
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,256/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,949
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,067
−HK$1,136/mo
Today · 4.125%
HK$38,203
baseline
▲ 0.50% · 4.625%
HK$40,528
+HK$2,325/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$76,406/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,993
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,065
−HK$1,088/mo
Today · 4.125%
HK$42,153
baseline
▲ 0.50% · 4.625%
HK$44,375
+HK$2,222/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$84,306/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,940
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,245
−HK$1,325/mo
Today · 4.125%
HK$44,570
baseline
▲ 0.50% · 4.625%
HK$47,282
+HK$2,712/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,140/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,658
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,910
−HK$1,269/mo
Today · 4.125%
HK$49,179
baseline
▲ 0.50% · 4.625%
HK$51,771
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,358/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,923
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,601
−HK$1,704/mo
Today · 4.125%
HK$57,305
baseline
▲ 0.50% · 4.625%
HK$60,792
+HK$3,487/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,610/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,989
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,598
−HK$1,632/mo
Today · 4.125%
HK$63,230
baseline
▲ 0.50% · 4.625%
HK$66,563
+HK$3,333/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,460/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,666 · Scale 2, in force from 26 Feb 2026)