LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,959
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,890
−HK$947/mo
Today · 4.125%
HK$31,837
baseline
▲ 0.50% · 4.625%
HK$33,774
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,674/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,329
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,223
−HK$906/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$36,981
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,950
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,069
−HK$1,136/mo
Today · 4.125%
HK$38,205
baseline
▲ 0.50% · 4.625%
HK$40,529
+HK$2,324/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$76,410/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,994
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,067
−HK$1,088/mo
Today · 4.125%
HK$42,155
baseline
▲ 0.50% · 4.625%
HK$44,377
+HK$2,222/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$84,310/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,942
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,247
−HK$1,325/mo
Today · 4.125%
HK$44,572
baseline
▲ 0.50% · 4.625%
HK$47,284
+HK$2,712/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,144/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,660
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,912
−HK$1,269/mo
Today · 4.125%
HK$49,181
baseline
▲ 0.50% · 4.625%
HK$51,773
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,362/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,925
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,603
−HK$1,704/mo
Today · 4.125%
HK$57,307
baseline
▲ 0.50% · 4.625%
HK$60,794
+HK$3,487/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,614/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,992
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,601
−HK$1,632/mo
Today · 4.125%
HK$63,233
baseline
▲ 0.50% · 4.625%
HK$66,566
+HK$3,333/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,466/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,685 · Scale 2, in force from 26 Feb 2026)