LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,960
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,892
−HK$947/mo
Today · 4.125%
HK$31,839
baseline
▲ 0.50% · 4.625%
HK$33,776
+HK$1,937/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,678/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,331
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,225
−HK$906/mo
Today · 4.125%
HK$35,131
baseline
▲ 0.50% · 4.625%
HK$36,983
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,262/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,952
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,071
−HK$1,136/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,532
+HK$2,325/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,997
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,069
−HK$1,089/mo
Today · 4.125%
HK$42,158
baseline
▲ 0.50% · 4.625%
HK$44,380
+HK$2,222/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$84,316/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,945
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$43,249
−HK$1,326/mo
Today · 4.125%
HK$44,575
baseline
▲ 0.50% · 4.625%
HK$47,287
+HK$2,712/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,150/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,663
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$47,914
−HK$1,270/mo
Today · 4.125%
HK$49,184
baseline
▲ 0.50% · 4.625%
HK$51,776
+HK$2,592/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,368/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,929
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,606
−HK$1,704/mo
Today · 4.125%
HK$57,310
baseline
▲ 0.50% · 4.625%
HK$60,798
+HK$3,488/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,620/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,995
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,604
−HK$1,632/mo
Today · 4.125%
HK$63,236
baseline
▲ 0.50% · 4.625%
HK$66,570
+HK$3,334/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,472/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,714 · Scale 2, in force from 26 Feb 2026)