LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,965
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,897
−HK$947/mo
Today · 4.125%
HK$31,844
baseline
▲ 0.50% · 4.625%
HK$33,782
+HK$1,938/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,688/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,336
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,230
−HK$907/mo
Today · 4.125%
HK$35,137
baseline
▲ 0.50% · 4.625%
HK$36,989
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,274/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,958
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,077
−HK$1,136/mo
Today · 4.125%
HK$38,213
baseline
▲ 0.50% · 4.625%
HK$40,538
+HK$2,325/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$76,426/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,003
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,076
−HK$1,088/mo
Today · 4.125%
HK$42,164
baseline
▲ 0.50% · 4.625%
HK$44,387
+HK$2,223/mo
Deposit HK$5.26M · loan HK$7.88M · min. income ≈ HK$84,328/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,951
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,256
−HK$1,326/mo
Today · 4.125%
HK$44,582
baseline
▲ 0.50% · 4.625%
HK$47,295
+HK$2,713/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,164/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,670
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,922
−HK$1,270/mo
Today · 4.125%
HK$49,192
baseline
▲ 0.50% · 4.625%
HK$51,785
+HK$2,593/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,384/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,937
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,704/mo
Today · 4.125%
HK$57,319
baseline
▲ 0.50% · 4.625%
HK$60,807
+HK$3,488/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,638/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,005
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,614
−HK$1,632/mo
Today · 4.125%
HK$63,246
baseline
▲ 0.50% · 4.625%
HK$66,580
+HK$3,334/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,492/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,792 · Scale 2, in force from 26 Feb 2026)