LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,967
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,899
−HK$947/mo
Today · 4.125%
HK$31,846
baseline
▲ 0.50% · 4.625%
HK$33,784
+HK$1,938/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,692/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,232
−HK$907/mo
Today · 4.125%
HK$35,139
baseline
▲ 0.50% · 4.625%
HK$36,991
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,278/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,960
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,079
−HK$1,136/mo
Today · 4.125%
HK$38,215
baseline
▲ 0.50% · 4.625%
HK$40,541
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,430/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,006
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,079
−HK$1,088/mo
Today · 4.125%
HK$42,167
baseline
▲ 0.50% · 4.625%
HK$44,390
+HK$2,223/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,334/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,954
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,259
−HK$1,326/mo
Today · 4.125%
HK$44,585
baseline
▲ 0.50% · 4.625%
HK$47,298
+HK$2,713/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,170/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,673
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,925
−HK$1,270/mo
Today · 4.125%
HK$49,195
baseline
▲ 0.50% · 4.625%
HK$51,788
+HK$2,593/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,390/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,941
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,618
−HK$1,705/mo
Today · 4.125%
HK$57,323
baseline
▲ 0.50% · 4.625%
HK$60,811
+HK$3,488/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,646/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,008
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,618
−HK$1,632/mo
Today · 4.125%
HK$63,250
baseline
▲ 0.50% · 4.625%
HK$66,585
+HK$3,335/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,500/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,824 · Scale 2, in force from 26 Feb 2026)