LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,973
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,905
−HK$947/mo
Today · 4.125%
HK$31,852
baseline
▲ 0.50% · 4.625%
HK$33,790
+HK$1,938/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,704/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,344
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,239
−HK$907/mo
Today · 4.125%
HK$35,146
baseline
▲ 0.50% · 4.625%
HK$36,998
+HK$1,852/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,292/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,967
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,086
−HK$1,137/mo
Today · 4.125%
HK$38,223
baseline
▲ 0.50% · 4.625%
HK$40,548
+HK$2,325/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,446/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,013
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,086
−HK$1,089/mo
Today · 4.125%
HK$42,175
baseline
▲ 0.50% · 4.625%
HK$44,398
+HK$2,223/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,350/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,962
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,267
−HK$1,326/mo
Today · 4.125%
HK$44,593
baseline
▲ 0.50% · 4.625%
HK$47,306
+HK$2,713/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,186/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,682
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$47,934
−HK$1,270/mo
Today · 4.125%
HK$49,204
baseline
▲ 0.50% · 4.625%
HK$51,798
+HK$2,594/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,408/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,951
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,629
−HK$1,705/mo
Today · 4.125%
HK$57,334
baseline
▲ 0.50% · 4.625%
HK$60,823
+HK$3,489/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,668/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,020
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$61,629
−HK$1,633/mo
Today · 4.125%
HK$63,262
baseline
▲ 0.50% · 4.625%
HK$66,597
+HK$3,335/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,524/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,916 · Scale 2, in force from 26 Feb 2026)