LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,975
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,907
−HK$947/mo
Today · 4.125%
HK$31,854
baseline
▲ 0.50% · 4.625%
HK$33,793
+HK$1,939/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,708/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,241
−HK$907/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,001
+HK$1,853/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,970
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,089
−HK$1,136/mo
Today · 4.125%
HK$38,225
baseline
▲ 0.50% · 4.625%
HK$40,551
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,450/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,016
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,089
−HK$1,089/mo
Today · 4.125%
HK$42,178
baseline
▲ 0.50% · 4.625%
HK$44,401
+HK$2,223/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,356/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,965
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,270
−HK$1,326/mo
Today · 4.125%
HK$44,596
baseline
▲ 0.50% · 4.625%
HK$47,310
+HK$2,714/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,192/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,685
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,937
−HK$1,271/mo
Today · 4.125%
HK$49,208
baseline
▲ 0.50% · 4.625%
HK$51,801
+HK$2,593/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,416/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,955
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$55,633
−HK$1,705/mo
Today · 4.125%
HK$57,338
baseline
▲ 0.50% · 4.625%
HK$60,827
+HK$3,489/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,676/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,024
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,634
−HK$1,633/mo
Today · 4.125%
HK$63,267
baseline
▲ 0.50% · 4.625%
HK$66,602
+HK$3,335/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,534/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,952 · Scale 2, in force from 26 Feb 2026)