LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,980
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,912
−HK$948/mo
Today · 4.125%
HK$31,860
baseline
▲ 0.50% · 4.625%
HK$33,798
+HK$1,938/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,720/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,352
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,247
−HK$907/mo
Today · 4.125%
HK$35,154
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$1,853/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,308/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,976
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,095
−HK$1,137/mo
Today · 4.125%
HK$38,232
baseline
▲ 0.50% · 4.625%
HK$40,558
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,464/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,022
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,096
−HK$1,089/mo
Today · 4.125%
HK$42,185
baseline
▲ 0.50% · 4.625%
HK$44,408
+HK$2,223/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,370/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,972
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$43,277
−HK$1,326/mo
Today · 4.125%
HK$44,603
baseline
▲ 0.50% · 4.625%
HK$47,318
+HK$2,715/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,206/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,693
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,945
−HK$1,271/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$51,810
+HK$2,594/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,963
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,642
−HK$1,705/mo
Today · 4.125%
HK$57,347
baseline
▲ 0.50% · 4.625%
HK$60,837
+HK$3,490/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,694/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,034
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,644
−HK$1,633/mo
Today · 4.125%
HK$63,277
baseline
▲ 0.50% · 4.625%
HK$66,613
+HK$3,336/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,554/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,031 · Scale 2, in force from 26 Feb 2026)