LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,982
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,914
−HK$948/mo
Today · 4.125%
HK$31,862
baseline
▲ 0.50% · 4.625%
HK$33,800
+HK$1,938/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,724/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,354
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,249
−HK$907/mo
Today · 4.125%
HK$35,156
baseline
▲ 0.50% · 4.625%
HK$37,009
+HK$1,853/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,312/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,978
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,097
−HK$1,137/mo
Today · 4.125%
HK$38,234
baseline
▲ 0.50% · 4.625%
HK$40,560
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,468/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,025
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,098
−HK$1,089/mo
Today · 4.125%
HK$42,187
baseline
▲ 0.50% · 4.625%
HK$44,411
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,374/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,974
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,280
−HK$1,326/mo
Today · 4.125%
HK$44,606
baseline
▲ 0.50% · 4.625%
HK$47,321
+HK$2,715/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,212/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,696
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,948
−HK$1,271/mo
Today · 4.125%
HK$49,219
baseline
▲ 0.50% · 4.625%
HK$51,813
+HK$2,594/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,438/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,967
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,645
−HK$1,706/mo
Today · 4.125%
HK$57,351
baseline
▲ 0.50% · 4.625%
HK$60,841
+HK$3,490/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,702/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,038
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,633/mo
Today · 4.125%
HK$63,281
baseline
▲ 0.50% · 4.625%
HK$66,617
+HK$3,336/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,562/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,063 · Scale 2, in force from 26 Feb 2026)