LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,984
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,916
−HK$948/mo
Today · 4.125%
HK$31,864
baseline
▲ 0.50% · 4.625%
HK$33,803
+HK$1,939/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,728/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,357
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,251
−HK$908/mo
Today · 4.125%
HK$35,159
baseline
▲ 0.50% · 4.625%
HK$37,012
+HK$1,853/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,318/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,981
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,100
−HK$1,137/mo
Today · 4.125%
HK$38,237
baseline
▲ 0.50% · 4.625%
HK$40,563
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,474/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,028
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,101
−HK$1,090/mo
Today · 4.125%
HK$42,191
baseline
▲ 0.50% · 4.625%
HK$44,414
+HK$2,223/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,382/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,977
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,283
−HK$1,327/mo
Today · 4.125%
HK$44,610
baseline
▲ 0.50% · 4.625%
HK$47,324
+HK$2,714/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,220/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,699
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,270/mo
Today · 4.125%
HK$49,222
baseline
▲ 0.50% · 4.625%
HK$51,817
+HK$2,595/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,444/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,971
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,650
−HK$1,705/mo
Today · 4.125%
HK$57,355
baseline
▲ 0.50% · 4.625%
HK$60,845
+HK$3,490/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,710/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,042
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,652
−HK$1,634/mo
Today · 4.125%
HK$63,286
baseline
▲ 0.50% · 4.625%
HK$66,622
+HK$3,336/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,572/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,099 · Scale 2, in force from 26 Feb 2026)