LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,985
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,918
−HK$947/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,939/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,358
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$907/mo
Today · 4.125%
HK$35,160
baseline
▲ 0.50% · 4.625%
HK$37,013
+HK$1,853/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,320/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,101
−HK$1,137/mo
Today · 4.125%
HK$38,238
baseline
▲ 0.50% · 4.625%
HK$40,565
+HK$2,327/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,476/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,029
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,103
−HK$1,089/mo
Today · 4.125%
HK$42,192
baseline
▲ 0.50% · 4.625%
HK$44,416
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,384/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,979
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$43,285
−HK$1,326/mo
Today · 4.125%
HK$44,611
baseline
▲ 0.50% · 4.625%
HK$47,326
+HK$2,715/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,222/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,701
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,954
−HK$1,270/mo
Today · 4.125%
HK$49,224
baseline
▲ 0.50% · 4.625%
HK$51,819
+HK$2,595/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,448/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,973
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,652
−HK$1,705/mo
Today · 4.125%
HK$57,357
baseline
▲ 0.50% · 4.625%
HK$60,847
+HK$3,490/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,714/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,044
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,655
−HK$1,633/mo
Today · 4.125%
HK$63,288
baseline
▲ 0.50% · 4.625%
HK$66,624
+HK$3,336/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,576/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,118 · Scale 2, in force from 26 Feb 2026)