LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,985
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,918
−HK$948/mo
Today · 4.125%
HK$31,866
baseline
▲ 0.50% · 4.625%
HK$33,805
+HK$1,939/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$63,732/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,358
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$908/mo
Today · 4.125%
HK$35,161
baseline
▲ 0.50% · 4.625%
HK$37,014
+HK$1,853/mo
Deposit HK$6.57M · loan HK$6.57M · min. income ≈ HK$70,322/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$1,137/mo
Today · 4.125%
HK$38,239
baseline
▲ 0.50% · 4.625%
HK$40,565
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,478/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,030
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,103
−HK$1,090/mo
Today · 4.125%
HK$42,193
baseline
▲ 0.50% · 4.625%
HK$44,417
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,386/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,979
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,285
−HK$1,327/mo
Today · 4.125%
HK$44,612
baseline
▲ 0.50% · 4.625%
HK$47,326
+HK$2,714/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$89,224/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,702
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,954
−HK$1,271/mo
Today · 4.125%
HK$49,225
baseline
▲ 0.50% · 4.625%
HK$51,819
+HK$2,594/mo
Deposit HK$3.94M · loan HK$9.20M · min. income ≈ HK$98,450/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,973
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,652
−HK$1,706/mo
Today · 4.125%
HK$57,358
baseline
▲ 0.50% · 4.625%
HK$60,848
+HK$3,490/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$114,716/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,045
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,655
−HK$1,634/mo
Today · 4.125%
HK$63,289
baseline
▲ 0.50% · 4.625%
HK$66,625
+HK$3,336/mo
Deposit HK$1.31M · loan HK$11.83M · min. income ≈ HK$126,578/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,123 · Scale 2, in force from 26 Feb 2026)