LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,986
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,919
−HK$947/mo
Today · 4.125%
HK$31,866
baseline
▲ 0.50% · 4.625%
HK$33,805
+HK$1,939/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,732/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,359
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,254
−HK$907/mo
Today · 4.125%
HK$35,161
baseline
▲ 0.50% · 4.625%
HK$37,015
+HK$1,854/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,322/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$1,138/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,326/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,031
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,089/mo
Today · 4.125%
HK$42,194
baseline
▲ 0.50% · 4.625%
HK$44,418
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,388/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,980
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,286
−HK$1,327/mo
Today · 4.125%
HK$44,613
baseline
▲ 0.50% · 4.625%
HK$47,328
+HK$2,715/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,226/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,703
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,955
−HK$1,271/mo
Today · 4.125%
HK$49,226
baseline
▲ 0.50% · 4.625%
HK$51,821
+HK$2,595/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,452/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,975
−HK$3,384/mo
▼ 0.25% · 3.875%
HK$55,654
−HK$1,705/mo
Today · 4.125%
HK$57,359
baseline
▲ 0.50% · 4.625%
HK$60,850
+HK$3,491/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,718/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,046
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,657
−HK$1,634/mo
Today · 4.125%
HK$63,291
baseline
▲ 0.50% · 4.625%
HK$66,627
+HK$3,336/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,582/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,136 · Scale 2, in force from 26 Feb 2026)