LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,987
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,920
−HK$948/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,807
+HK$1,939/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,360
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,255
−HK$908/mo
Today · 4.125%
HK$35,163
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$1,853/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,326/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,985
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,104
−HK$1,137/mo
Today · 4.125%
HK$38,241
baseline
▲ 0.50% · 4.625%
HK$40,568
+HK$2,327/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,482/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,032
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,106
−HK$1,089/mo
Today · 4.125%
HK$42,195
baseline
▲ 0.50% · 4.625%
HK$44,419
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,390/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,982
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,288
−HK$1,327/mo
Today · 4.125%
HK$44,615
baseline
▲ 0.50% · 4.625%
HK$47,329
+HK$2,714/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,230/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,704
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,957
−HK$1,271/mo
Today · 4.125%
HK$49,228
baseline
▲ 0.50% · 4.625%
HK$51,823
+HK$2,595/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,456/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,977
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,656
−HK$1,706/mo
Today · 4.125%
HK$57,362
baseline
▲ 0.50% · 4.625%
HK$60,852
+HK$3,490/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,724/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,049
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$61,659
−HK$1,634/mo
Today · 4.125%
HK$63,293
baseline
▲ 0.50% · 4.625%
HK$66,629
+HK$3,336/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,586/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,154 · Scale 2, in force from 26 Feb 2026)