LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,990
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,923
−HK$947/mo
Today · 4.125%
HK$31,870
baseline
▲ 0.50% · 4.625%
HK$33,810
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,740/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,363
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,258
−HK$908/mo
Today · 4.125%
HK$35,166
baseline
▲ 0.50% · 4.625%
HK$37,020
+HK$1,854/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,332/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,988
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$1,138/mo
Today · 4.125%
HK$38,245
baseline
▲ 0.50% · 4.625%
HK$40,572
+HK$2,327/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,490/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,036
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,110
−HK$1,089/mo
Today · 4.125%
HK$42,199
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,398/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,292
−HK$1,327/mo
Today · 4.125%
HK$44,619
baseline
▲ 0.50% · 4.625%
HK$47,334
+HK$2,715/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,238/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,709
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$47,961
−HK$1,271/mo
Today · 4.125%
HK$49,232
baseline
▲ 0.50% · 4.625%
HK$51,827
+HK$2,595/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,464/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,982
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$55,661
−HK$1,706/mo
Today · 4.125%
HK$57,367
baseline
▲ 0.50% · 4.625%
HK$60,857
+HK$3,490/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,734/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,054
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,665
−HK$1,634/mo
Today · 4.125%
HK$63,299
baseline
▲ 0.50% · 4.625%
HK$66,635
+HK$3,336/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,598/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,199 · Scale 2, in force from 26 Feb 2026)