LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,994
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$948/mo
Today · 4.125%
HK$31,875
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,750/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,369
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,263
−HK$908/mo
Today · 4.125%
HK$35,171
baseline
▲ 0.50% · 4.625%
HK$37,025
+HK$1,854/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,342/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,993
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,113
−HK$1,137/mo
Today · 4.125%
HK$38,250
baseline
▲ 0.50% · 4.625%
HK$40,578
+HK$2,328/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,500/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,042
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,116
−HK$1,090/mo
Today · 4.125%
HK$42,206
baseline
▲ 0.50% · 4.625%
HK$44,430
+HK$2,224/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,412/mo (50% DSR)
Upfront cash ≈ HK$5.75M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,992
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,298
−HK$1,327/mo
Today · 4.125%
HK$44,625
baseline
▲ 0.50% · 4.625%
HK$47,341
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,250/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,716
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,969
−HK$1,271/mo
Today · 4.125%
HK$49,240
baseline
▲ 0.50% · 4.625%
HK$51,835
+HK$2,595/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,480/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,990
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,669
−HK$1,707/mo
Today · 4.125%
HK$57,376
baseline
▲ 0.50% · 4.625%
HK$60,867
+HK$3,491/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,752/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,063
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,674
−HK$1,634/mo
Today · 4.125%
HK$63,308
baseline
▲ 0.50% · 4.625%
HK$66,645
+HK$3,337/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,616/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,274 · Scale 2, in force from 26 Feb 2026)