LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,996
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,929
−HK$948/mo
Today · 4.125%
HK$31,877
baseline
▲ 0.50% · 4.625%
HK$33,817
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,754/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,370
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,265
−HK$908/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,027
+HK$1,854/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,995
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,115
−HK$1,138/mo
Today · 4.125%
HK$38,253
baseline
▲ 0.50% · 4.625%
HK$40,580
+HK$2,327/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,506/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,045
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,119
−HK$1,089/mo
Today · 4.125%
HK$42,208
baseline
▲ 0.50% · 4.625%
HK$44,433
+HK$2,225/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,416/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,995
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,327/mo
Today · 4.125%
HK$44,628
baseline
▲ 0.50% · 4.625%
HK$47,344
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,256/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,719
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$47,972
−HK$1,271/mo
Today · 4.125%
HK$49,243
baseline
▲ 0.50% · 4.625%
HK$51,838
+HK$2,595/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,486/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,993
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,673
−HK$1,706/mo
Today · 4.125%
HK$57,379
baseline
▲ 0.50% · 4.625%
HK$60,870
+HK$3,491/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,758/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,067
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$61,678
−HK$1,634/mo
Today · 4.125%
HK$63,312
baseline
▲ 0.50% · 4.625%
HK$66,649
+HK$3,337/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,624/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,303 · Scale 2, in force from 26 Feb 2026)