LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,000
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,933
−HK$948/mo
Today · 4.125%
HK$31,881
baseline
▲ 0.50% · 4.625%
HK$33,821
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,762/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,375
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,270
−HK$908/mo
Today · 4.125%
HK$35,178
baseline
▲ 0.50% · 4.625%
HK$37,032
+HK$1,854/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,356/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,000
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,120
−HK$1,137/mo
Today · 4.125%
HK$38,257
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,328/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,514/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,049
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,124
−HK$1,089/mo
Today · 4.125%
HK$42,213
baseline
▲ 0.50% · 4.625%
HK$44,438
+HK$2,225/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,426/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,000
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,306
−HK$1,328/mo
Today · 4.125%
HK$44,634
baseline
▲ 0.50% · 4.625%
HK$47,349
+HK$2,715/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,268/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,724
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,977
−HK$1,272/mo
Today · 4.125%
HK$49,249
baseline
▲ 0.50% · 4.625%
HK$51,845
+HK$2,596/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,498/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,000
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,679
−HK$1,707/mo
Today · 4.125%
HK$57,386
baseline
▲ 0.50% · 4.625%
HK$60,878
+HK$3,492/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,772/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,074
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,685
−HK$1,635/mo
Today · 4.125%
HK$63,320
baseline
▲ 0.50% · 4.625%
HK$66,657
+HK$3,337/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,640/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,363 · Scale 2, in force from 26 Feb 2026)