LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,004
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,937
−HK$949/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,826
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,379
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$908/mo
Today · 4.125%
HK$35,183
baseline
▲ 0.50% · 4.625%
HK$37,037
+HK$1,854/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,366/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,005
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,125
−HK$1,138/mo
Today · 4.125%
HK$38,263
baseline
▲ 0.50% · 4.625%
HK$40,591
+HK$2,328/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$76,526/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,055
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,090/mo
Today · 4.125%
HK$42,219
baseline
▲ 0.50% · 4.625%
HK$44,445
+HK$2,226/mo
Deposit HK$5.26M · loan HK$7.89M · min. income ≈ HK$84,438/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,006
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,312
−HK$1,328/mo
Today · 4.125%
HK$44,640
baseline
▲ 0.50% · 4.625%
HK$47,356
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,280/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,731
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,984
−HK$1,272/mo
Today · 4.125%
HK$49,256
baseline
▲ 0.50% · 4.625%
HK$51,852
+HK$2,596/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,512/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,007
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,687
−HK$1,707/mo
Today · 4.125%
HK$57,394
baseline
▲ 0.50% · 4.625%
HK$60,886
+HK$3,492/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,788/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,083
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,694
−HK$1,635/mo
Today · 4.125%
HK$63,329
baseline
▲ 0.50% · 4.625%
HK$66,667
+HK$3,338/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,658/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,434 · Scale 2, in force from 26 Feb 2026)