LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,005
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,938
−HK$948/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,826
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,380
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$908/mo
Today · 4.125%
HK$35,183
baseline
▲ 0.50% · 4.625%
HK$37,038
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,366/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,006
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,126
−HK$1,138/mo
Today · 4.125%
HK$38,264
baseline
▲ 0.50% · 4.625%
HK$40,592
+HK$2,328/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,528/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,056
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,130
−HK$1,090/mo
Today · 4.125%
HK$42,220
baseline
▲ 0.50% · 4.625%
HK$44,446
+HK$2,226/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,440/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,007
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,313
−HK$1,328/mo
Today · 4.125%
HK$44,641
baseline
▲ 0.50% · 4.625%
HK$47,357
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,282/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,732
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,985
−HK$1,272/mo
Today · 4.125%
HK$49,257
baseline
▲ 0.50% · 4.625%
HK$51,853
+HK$2,596/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,514/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,009
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$55,688
−HK$1,707/mo
Today · 4.125%
HK$57,395
baseline
▲ 0.50% · 4.625%
HK$60,888
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,790/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,084
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,695
−HK$1,635/mo
Today · 4.125%
HK$63,330
baseline
▲ 0.50% · 4.625%
HK$66,668
+HK$3,338/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,660/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,444 · Scale 2, in force from 26 Feb 2026)