LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,005
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$948/mo
Today · 4.125%
HK$31,887
baseline
▲ 0.50% · 4.625%
HK$33,827
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,774/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,276
−HK$908/mo
Today · 4.125%
HK$35,184
baseline
▲ 0.50% · 4.625%
HK$37,039
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,368/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,006
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,126
−HK$1,138/mo
Today · 4.125%
HK$38,264
baseline
▲ 0.50% · 4.625%
HK$40,593
+HK$2,329/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,528/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,057
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,131
−HK$1,090/mo
Today · 4.125%
HK$42,221
baseline
▲ 0.50% · 4.625%
HK$44,447
+HK$2,226/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,442/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,008
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,314
−HK$1,328/mo
Today · 4.125%
HK$44,642
baseline
▲ 0.50% · 4.625%
HK$47,358
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,284/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,733
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,986
−HK$1,272/mo
Today · 4.125%
HK$49,258
baseline
▲ 0.50% · 4.625%
HK$51,854
+HK$2,596/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,516/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,010
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,690
−HK$1,707/mo
Today · 4.125%
HK$57,397
baseline
▲ 0.50% · 4.625%
HK$60,889
+HK$3,492/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,794/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,085
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,697
−HK$1,634/mo
Today · 4.125%
HK$63,331
baseline
▲ 0.50% · 4.625%
HK$66,670
+HK$3,339/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,662/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,455 · Scale 2, in force from 26 Feb 2026)