LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,006
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,939
−HK$949/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,828
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,381
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$908/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,040
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,007
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,127
−HK$1,138/mo
Today · 4.125%
HK$38,265
baseline
▲ 0.50% · 4.625%
HK$40,594
+HK$2,329/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,530/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,058
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,090/mo
Today · 4.125%
HK$42,222
baseline
▲ 0.50% · 4.625%
HK$44,447
+HK$2,225/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,444/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,008
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,315
−HK$1,328/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$47,359
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,734
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,987
−HK$1,272/mo
Today · 4.125%
HK$49,259
baseline
▲ 0.50% · 4.625%
HK$51,855
+HK$2,596/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,518/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,707/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,890
+HK$3,492/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,086
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,698
−HK$1,635/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$66,671
+HK$3,338/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,465 · Scale 2, in force from 26 Feb 2026)