LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,006
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,940
−HK$948/mo
Today · 4.125%
HK$31,888
baseline
▲ 0.50% · 4.625%
HK$33,828
+HK$1,940/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,776/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,382
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$908/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,040
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,008
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,128
−HK$1,138/mo
Today · 4.125%
HK$38,266
baseline
▲ 0.50% · 4.625%
HK$40,594
+HK$2,328/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,532/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,058
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,132
−HK$1,090/mo
Today · 4.125%
HK$42,222
baseline
▲ 0.50% · 4.625%
HK$44,448
+HK$2,226/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,444/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,009
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$43,316
−HK$1,327/mo
Today · 4.125%
HK$44,643
baseline
▲ 0.50% · 4.625%
HK$47,360
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,286/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,734
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,988
−HK$1,271/mo
Today · 4.125%
HK$49,259
baseline
▲ 0.50% · 4.625%
HK$51,856
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,518/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,011
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,691
−HK$1,707/mo
Today · 4.125%
HK$57,398
baseline
▲ 0.50% · 4.625%
HK$60,891
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,796/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,087
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,699
−HK$1,634/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$66,672
+HK$3,339/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,469 · Scale 2, in force from 26 Feb 2026)