LTV · monthly repayment
▼ 0.50% · 3.625%
HK$300,070
−HK$18,818/mo
▼ 0.25% · 3.875%
HK$309,404
−HK$9,484/mo
Today · 4.125%
HK$318,888
baseline
▲ 0.50% · 4.625%
HK$338,291
+HK$19,403/mo
Deposit HK$65.80M · loan HK$65.80M · min. income ≈ HK$637,776/mo (50% DSR)
Upfront cash ≈ HK$74.35M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,825
−HK$18,036/mo
▼ 0.25% · 3.875%
HK$342,778
−HK$9,083/mo
Today · 4.125%
HK$351,861
baseline
▲ 0.50% · 4.625%
HK$370,408
+HK$18,547/mo
Deposit HK$65.80M · loan HK$65.80M · min. income ≈ HK$703,722/mo (50% DSR)
Upfront cash ≈ HK$74.35M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,085
−HK$22,580/mo
▼ 0.25% · 3.875%
HK$371,285
−HK$11,380/mo
Today · 4.125%
HK$382,665
baseline
▲ 0.50% · 4.625%
HK$405,949
+HK$23,284/mo
Deposit HK$52.64M · loan HK$78.96M · min. income ≈ HK$765,330/mo (50% DSR)
Upfront cash ≈ HK$61.19M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,590
−HK$21,643/mo
▼ 0.25% · 3.875%
HK$411,334
−HK$10,899/mo
Today · 4.125%
HK$422,233
baseline
▲ 0.50% · 4.625%
HK$444,490
+HK$22,257/mo
Deposit HK$52.64M · loan HK$78.96M · min. income ≈ HK$844,466/mo (50% DSR)
Upfront cash ≈ HK$61.19M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$420,099
−HK$26,344/mo
▼ 0.25% · 3.875%
HK$433,166
−HK$13,277/mo
Today · 4.125%
HK$446,443
baseline
▲ 0.50% · 4.625%
HK$473,607
+HK$27,164/mo
Deposit HK$39.48M · loan HK$92.12M · min. income ≈ HK$892,886/mo (50% DSR)
Upfront cash ≈ HK$48.03M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$467,356
−HK$25,249/mo
▼ 0.25% · 3.875%
HK$479,890
−HK$12,715/mo
Today · 4.125%
HK$492,605
baseline
▲ 0.50% · 4.625%
HK$518,571
+HK$25,966/mo
Deposit HK$39.48M · loan HK$92.12M · min. income ≈ HK$985,210/mo (50% DSR)
Upfront cash ≈ HK$48.03M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$540,127
−HK$33,871/mo
▼ 0.25% · 3.875%
HK$556,928
−HK$17,070/mo
Today · 4.125%
HK$573,998
baseline
▲ 0.50% · 4.625%
HK$608,924
+HK$34,926/mo
Deposit HK$13.16M · loan HK$118.44M · min. income ≈ HK$1,147,996/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$600,886
−HK$32,464/mo
▼ 0.25% · 3.875%
HK$617,001
−HK$16,349/mo
Today · 4.125%
HK$633,350
baseline
▲ 0.50% · 4.625%
HK$666,734
+HK$33,384/mo
Deposit HK$13.16M · loan HK$118.44M · min. income ≈ HK$1,266,700/mo (50% DSR)
Upfront cash ≈ HK$21.71M (deposit + AVD stamp duty HK$8,553,679 · Scale 2, in force from 26 Feb 2026)