LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,009
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,943
−HK$948/mo
Today · 4.125%
HK$31,891
baseline
▲ 0.50% · 4.625%
HK$33,832
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,782/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,385
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,280
−HK$909/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,044
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,011
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,131
−HK$1,138/mo
Today · 4.125%
HK$38,269
baseline
▲ 0.50% · 4.625%
HK$40,598
+HK$2,329/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,538/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,062
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,137
−HK$1,090/mo
Today · 4.125%
HK$42,227
baseline
▲ 0.50% · 4.625%
HK$44,452
+HK$2,225/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,454/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,013
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,320
−HK$1,328/mo
Today · 4.125%
HK$44,648
baseline
▲ 0.50% · 4.625%
HK$47,364
+HK$2,716/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,296/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,739
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,993
−HK$1,271/mo
Today · 4.125%
HK$49,264
baseline
▲ 0.50% · 4.625%
HK$51,861
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,528/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,017
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,697
−HK$1,707/mo
Today · 4.125%
HK$57,404
baseline
▲ 0.50% · 4.625%
HK$60,897
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$114,808/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,093
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,705
−HK$1,635/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$66,678
+HK$3,338/mo
Deposit HK$1.32M · loan HK$11.84M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,519 · Scale 2, in force from 26 Feb 2026)