LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,011
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,945
−HK$948/mo
Today · 4.125%
HK$31,893
baseline
▲ 0.50% · 4.625%
HK$33,834
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,786/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,387
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,282
−HK$909/mo
Today · 4.125%
HK$35,191
baseline
▲ 0.50% · 4.625%
HK$37,046
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,382/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,013
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,133
−HK$1,139/mo
Today · 4.125%
HK$38,272
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,328/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,544/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,064
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,139
−HK$1,090/mo
Today · 4.125%
HK$42,229
baseline
▲ 0.50% · 4.625%
HK$44,455
+HK$2,226/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,458/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,015
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,322
−HK$1,328/mo
Today · 4.125%
HK$44,650
baseline
▲ 0.50% · 4.625%
HK$47,367
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,300/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,742
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$47,995
−HK$1,272/mo
Today · 4.125%
HK$49,267
baseline
▲ 0.50% · 4.625%
HK$51,864
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,534/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,020
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,700
−HK$1,707/mo
Today · 4.125%
HK$57,407
baseline
▲ 0.50% · 4.625%
HK$60,900
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,814/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,096
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,708
−HK$1,635/mo
Today · 4.125%
HK$63,343
baseline
▲ 0.50% · 4.625%
HK$66,682
+HK$3,339/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,686/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,547 · Scale 2, in force from 26 Feb 2026)