LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,012
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,946
−HK$948/mo
Today · 4.125%
HK$31,894
baseline
▲ 0.50% · 4.625%
HK$33,835
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,788/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,388
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,284
−HK$908/mo
Today · 4.125%
HK$35,192
baseline
▲ 0.50% · 4.625%
HK$37,047
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,384/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,014
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,135
−HK$1,138/mo
Today · 4.125%
HK$38,273
baseline
▲ 0.50% · 4.625%
HK$40,602
+HK$2,329/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$76,546/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,066
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,140
−HK$1,090/mo
Today · 4.125%
HK$42,230
baseline
▲ 0.50% · 4.625%
HK$44,456
+HK$2,226/mo
Deposit HK$5.26M · loan HK$7.90M · min. income ≈ HK$84,460/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,017
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,324
−HK$1,328/mo
Today · 4.125%
HK$44,652
baseline
▲ 0.50% · 4.625%
HK$47,369
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,304/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,743
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$47,997
−HK$1,272/mo
Today · 4.125%
HK$49,269
baseline
▲ 0.50% · 4.625%
HK$51,866
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,538/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,022
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$55,702
−HK$1,707/mo
Today · 4.125%
HK$57,409
baseline
▲ 0.50% · 4.625%
HK$60,902
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,818/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,099
−HK$3,246/mo
▼ 0.25% · 3.875%
HK$61,710
−HK$1,635/mo
Today · 4.125%
HK$63,345
baseline
▲ 0.50% · 4.625%
HK$66,684
+HK$3,339/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,690/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,564 · Scale 2, in force from 26 Feb 2026)