LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,015
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$949/mo
Today · 4.125%
HK$31,898
baseline
▲ 0.50% · 4.625%
HK$33,839
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,796/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,392
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,287
−HK$909/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,051
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$1,138/mo
Today · 4.125%
HK$38,277
baseline
▲ 0.50% · 4.625%
HK$40,606
+HK$2,329/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,554/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,070
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,090/mo
Today · 4.125%
HK$42,235
baseline
▲ 0.50% · 4.625%
HK$44,461
+HK$2,226/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,470/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,022
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,329
−HK$1,328/mo
Today · 4.125%
HK$44,657
baseline
▲ 0.50% · 4.625%
HK$47,374
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,314/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,749
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$48,002
−HK$1,272/mo
Today · 4.125%
HK$49,274
baseline
▲ 0.50% · 4.625%
HK$51,872
+HK$2,598/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,548/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,028
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,708
−HK$1,708/mo
Today · 4.125%
HK$57,416
baseline
▲ 0.50% · 4.625%
HK$60,910
+HK$3,494/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,832/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,105
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,717
−HK$1,636/mo
Today · 4.125%
HK$63,353
baseline
▲ 0.50% · 4.625%
HK$66,692
+HK$3,339/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,706/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,621 · Scale 2, in force from 26 Feb 2026)