LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,016
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$949/mo
Today · 4.125%
HK$31,898
baseline
▲ 0.50% · 4.625%
HK$33,839
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,796/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,392
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,288
−HK$908/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,052
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$1,139/mo
Today · 4.125%
HK$38,278
baseline
▲ 0.50% · 4.625%
HK$40,607
+HK$2,329/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,556/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,071
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,091/mo
Today · 4.125%
HK$42,236
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,226/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,472/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,022
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,329
−HK$1,328/mo
Today · 4.125%
HK$44,657
baseline
▲ 0.50% · 4.625%
HK$47,375
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,314/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,749
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,003
−HK$1,272/mo
Today · 4.125%
HK$49,275
baseline
▲ 0.50% · 4.625%
HK$51,872
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,550/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,028
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,709
−HK$1,708/mo
Today · 4.125%
HK$57,417
baseline
▲ 0.50% · 4.625%
HK$60,910
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,834/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,106
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,718
−HK$1,635/mo
Today · 4.125%
HK$63,353
baseline
▲ 0.50% · 4.625%
HK$66,693
+HK$3,340/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,706/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,626 · Scale 2, in force from 26 Feb 2026)