LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,017
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,951
−HK$948/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,840
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,394
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$909/mo
Today · 4.125%
HK$35,198
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,396/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,020
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,141
−HK$1,138/mo
Today · 4.125%
HK$38,279
baseline
▲ 0.50% · 4.625%
HK$40,608
+HK$2,329/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,558/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,072
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,090/mo
Today · 4.125%
HK$42,237
baseline
▲ 0.50% · 4.625%
HK$44,464
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,474/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,024
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,331
−HK$1,328/mo
Today · 4.125%
HK$44,659
baseline
▲ 0.50% · 4.625%
HK$47,376
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$89,318/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,751
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,005
−HK$1,272/mo
Today · 4.125%
HK$49,277
baseline
▲ 0.50% · 4.625%
HK$51,874
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.21M · min. income ≈ HK$98,554/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,030
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,711
−HK$1,708/mo
Today · 4.125%
HK$57,419
baseline
▲ 0.50% · 4.625%
HK$60,912
+HK$3,493/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,838/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,108
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,720
−HK$1,636/mo
Today · 4.125%
HK$63,356
baseline
▲ 0.50% · 4.625%
HK$66,695
+HK$3,339/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,712/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,644 · Scale 2, in force from 26 Feb 2026)