LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,018
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,952
−HK$949/mo
Today · 4.125%
HK$31,901
baseline
▲ 0.50% · 4.625%
HK$33,842
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,802/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,395
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,291
−HK$908/mo
Today · 4.125%
HK$35,199
baseline
▲ 0.50% · 4.625%
HK$37,055
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,398/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,022
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,142
−HK$1,139/mo
Today · 4.125%
HK$38,281
baseline
▲ 0.50% · 4.625%
HK$40,610
+HK$2,329/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,562/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,074
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,149
−HK$1,090/mo
Today · 4.125%
HK$42,239
baseline
▲ 0.50% · 4.625%
HK$44,465
+HK$2,226/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,478/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,025
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,333
−HK$1,328/mo
Today · 4.125%
HK$44,661
baseline
▲ 0.50% · 4.625%
HK$47,378
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,322/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,753
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,007
−HK$1,272/mo
Today · 4.125%
HK$49,279
baseline
▲ 0.50% · 4.625%
HK$51,876
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,558/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,033
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,713
−HK$1,708/mo
Today · 4.125%
HK$57,421
baseline
▲ 0.50% · 4.625%
HK$60,915
+HK$3,494/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,842/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,111
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$61,723
−HK$1,635/mo
Today · 4.125%
HK$63,358
baseline
▲ 0.50% · 4.625%
HK$66,698
+HK$3,340/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,716/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,665 · Scale 2, in force from 26 Feb 2026)