LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,020
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,954
−HK$948/mo
Today · 4.125%
HK$31,902
baseline
▲ 0.50% · 4.625%
HK$33,844
+HK$1,942/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,804/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,293
−HK$908/mo
Today · 4.125%
HK$35,201
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,402/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$1,138/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,612
+HK$2,329/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,151
−HK$1,091/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,468
+HK$2,226/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,484/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,335
−HK$1,328/mo
Today · 4.125%
HK$44,663
baseline
▲ 0.50% · 4.625%
HK$47,381
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,326/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,756
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,010
−HK$1,272/mo
Today · 4.125%
HK$49,282
baseline
▲ 0.50% · 4.625%
HK$51,879
+HK$2,597/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,564/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,036
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,717
−HK$1,707/mo
Today · 4.125%
HK$57,424
baseline
▲ 0.50% · 4.625%
HK$60,919
+HK$3,495/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,848/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,114
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,727
−HK$1,635/mo
Today · 4.125%
HK$63,362
baseline
▲ 0.50% · 4.625%
HK$66,702
+HK$3,340/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,724/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,695 · Scale 2, in force from 26 Feb 2026)