LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,020
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,954
−HK$949/mo
Today · 4.125%
HK$31,903
baseline
▲ 0.50% · 4.625%
HK$33,844
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,806/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,293
−HK$908/mo
Today · 4.125%
HK$35,201
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,402/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$1,138/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,613
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,077
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,151
−HK$1,091/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,468
+HK$2,226/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,484/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,028
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,336
−HK$1,328/mo
Today · 4.125%
HK$44,664
baseline
▲ 0.50% · 4.625%
HK$47,381
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,328/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,756
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,010
−HK$1,272/mo
Today · 4.125%
HK$49,282
baseline
▲ 0.50% · 4.625%
HK$51,880
+HK$2,598/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,564/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,036
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,717
−HK$1,708/mo
Today · 4.125%
HK$57,425
baseline
▲ 0.50% · 4.625%
HK$60,919
+HK$3,494/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,850/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,115
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,727
−HK$1,636/mo
Today · 4.125%
HK$63,363
baseline
▲ 0.50% · 4.625%
HK$66,703
+HK$3,340/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,726/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,697 · Scale 2, in force from 26 Feb 2026)