LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,022
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$949/mo
Today · 4.125%
HK$31,905
baseline
▲ 0.50% · 4.625%
HK$33,846
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,810/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,399
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,295
−HK$909/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,059
+HK$1,855/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,026
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,147
−HK$1,139/mo
Today · 4.125%
HK$38,286
baseline
▲ 0.50% · 4.625%
HK$40,615
+HK$2,329/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,572/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,079
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,154
−HK$1,090/mo
Today · 4.125%
HK$42,244
baseline
▲ 0.50% · 4.625%
HK$44,471
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,488/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,031
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,338
−HK$1,329/mo
Today · 4.125%
HK$44,667
baseline
▲ 0.50% · 4.625%
HK$47,384
+HK$2,717/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,334/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,759
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,013
−HK$1,272/mo
Today · 4.125%
HK$49,285
baseline
▲ 0.50% · 4.625%
HK$51,883
+HK$2,598/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,570/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,040
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$55,721
−HK$1,707/mo
Today · 4.125%
HK$57,428
baseline
▲ 0.50% · 4.625%
HK$60,923
+HK$3,495/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,856/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,119
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,731
−HK$1,636/mo
Today · 4.125%
HK$63,367
baseline
▲ 0.50% · 4.625%
HK$66,707
+HK$3,340/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,734/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,729 · Scale 2, in force from 26 Feb 2026)