LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,024
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,958
−HK$949/mo
Today · 4.125%
HK$31,907
baseline
▲ 0.50% · 4.625%
HK$33,848
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,814/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,401
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,297
−HK$909/mo
Today · 4.125%
HK$35,206
baseline
▲ 0.50% · 4.625%
HK$37,062
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,412/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,029
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,149
−HK$1,139/mo
Today · 4.125%
HK$38,288
baseline
▲ 0.50% · 4.625%
HK$40,618
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,576/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,082
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,157
−HK$1,090/mo
Today · 4.125%
HK$42,247
baseline
▲ 0.50% · 4.625%
HK$44,474
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,494/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,034
−HK$2,635/mo
▼ 0.25% · 3.875%
HK$43,341
−HK$1,328/mo
Today · 4.125%
HK$44,669
baseline
▲ 0.50% · 4.625%
HK$47,387
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,338/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,762
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,016
−HK$1,272/mo
Today · 4.125%
HK$49,288
baseline
▲ 0.50% · 4.625%
HK$51,886
+HK$2,598/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,576/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,043
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,708/mo
Today · 4.125%
HK$57,432
baseline
▲ 0.50% · 4.625%
HK$60,927
+HK$3,495/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,864/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,122
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,735
−HK$1,636/mo
Today · 4.125%
HK$63,371
baseline
▲ 0.50% · 4.625%
HK$66,711
+HK$3,340/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,742/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,760 · Scale 2, in force from 26 Feb 2026)