LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,028
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$949/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,853
+HK$1,942/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,406
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,302
−HK$909/mo
Today · 4.125%
HK$35,211
baseline
▲ 0.50% · 4.625%
HK$37,067
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,422/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,155
−HK$1,138/mo
Today · 4.125%
HK$38,293
baseline
▲ 0.50% · 4.625%
HK$40,623
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,586/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,087
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,162
−HK$1,091/mo
Today · 4.125%
HK$42,253
baseline
▲ 0.50% · 4.625%
HK$44,480
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,506/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,039
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,347
−HK$1,329/mo
Today · 4.125%
HK$44,676
baseline
▲ 0.50% · 4.625%
HK$47,394
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,352/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,768
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,023
−HK$1,272/mo
Today · 4.125%
HK$49,295
baseline
▲ 0.50% · 4.625%
HK$51,894
+HK$2,599/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,590/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,051
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,732
−HK$1,708/mo
Today · 4.125%
HK$57,440
baseline
▲ 0.50% · 4.625%
HK$60,935
+HK$3,495/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,880/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,131
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,743
−HK$1,636/mo
Today · 4.125%
HK$63,379
baseline
▲ 0.50% · 4.625%
HK$66,720
+HK$3,341/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,758/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,828 · Scale 2, in force from 26 Feb 2026)