LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,029
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,963
−HK$949/mo
Today · 4.125%
HK$31,912
baseline
▲ 0.50% · 4.625%
HK$33,854
+HK$1,942/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,824/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,407
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,303
−HK$909/mo
Today · 4.125%
HK$35,212
baseline
▲ 0.50% · 4.625%
HK$37,068
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,424/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,035
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,156
−HK$1,139/mo
Today · 4.125%
HK$38,295
baseline
▲ 0.50% · 4.625%
HK$40,625
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,590/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,088
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,164
−HK$1,090/mo
Today · 4.125%
HK$42,254
baseline
▲ 0.50% · 4.625%
HK$44,482
+HK$2,228/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,508/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,041
−HK$2,636/mo
▼ 0.25% · 3.875%
HK$43,348
−HK$1,329/mo
Today · 4.125%
HK$44,677
baseline
▲ 0.50% · 4.625%
HK$47,395
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,354/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,770
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,024
−HK$1,273/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$51,895
+HK$2,598/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,052
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,734
−HK$1,708/mo
Today · 4.125%
HK$57,442
baseline
▲ 0.50% · 4.625%
HK$60,937
+HK$3,495/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,884/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,133
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,745
−HK$1,636/mo
Today · 4.125%
HK$63,381
baseline
▲ 0.50% · 4.625%
HK$66,722
+HK$3,341/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,762/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,844 · Scale 2, in force from 26 Feb 2026)