LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,030
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,964
−HK$949/mo
Today · 4.125%
HK$31,913
baseline
▲ 0.50% · 4.625%
HK$33,854
+HK$1,941/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,826/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,408
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,304
−HK$908/mo
Today · 4.125%
HK$35,212
baseline
▲ 0.50% · 4.625%
HK$37,069
+HK$1,857/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,424/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,035
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,156
−HK$1,139/mo
Today · 4.125%
HK$38,295
baseline
▲ 0.50% · 4.625%
HK$40,625
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,590/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,089
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,164
−HK$1,091/mo
Today · 4.125%
HK$42,255
baseline
▲ 0.50% · 4.625%
HK$44,482
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,510/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,041
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,349
−HK$1,329/mo
Today · 4.125%
HK$44,678
baseline
▲ 0.50% · 4.625%
HK$47,396
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,356/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,771
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$48,025
−HK$1,272/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$51,896
+HK$2,599/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,053
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,735
−HK$1,708/mo
Today · 4.125%
HK$57,443
baseline
▲ 0.50% · 4.625%
HK$60,938
+HK$3,495/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,886/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,134
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$61,746
−HK$1,636/mo
Today · 4.125%
HK$63,382
baseline
▲ 0.50% · 4.625%
HK$66,723
+HK$3,341/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,764/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,852 · Scale 2, in force from 26 Feb 2026)