LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,030
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,964
−HK$949/mo
Today · 4.125%
HK$31,913
baseline
▲ 0.50% · 4.625%
HK$33,855
+HK$1,942/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$63,826/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,408
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,304
−HK$909/mo
Today · 4.125%
HK$35,213
baseline
▲ 0.50% · 4.625%
HK$37,069
+HK$1,856/mo
Deposit HK$6.58M · loan HK$6.58M · min. income ≈ HK$70,426/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,036
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,157
−HK$1,139/mo
Today · 4.125%
HK$38,296
baseline
▲ 0.50% · 4.625%
HK$40,626
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,592/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,090
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,165
−HK$1,091/mo
Today · 4.125%
HK$42,256
baseline
▲ 0.50% · 4.625%
HK$44,483
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,512/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,350
−HK$1,329/mo
Today · 4.125%
HK$44,679
baseline
▲ 0.50% · 4.625%
HK$47,397
+HK$2,718/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,358/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,772
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$48,026
−HK$1,273/mo
Today · 4.125%
HK$49,299
baseline
▲ 0.50% · 4.625%
HK$51,897
+HK$2,598/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,598/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,055
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$55,736
−HK$1,708/mo
Today · 4.125%
HK$57,444
baseline
▲ 0.50% · 4.625%
HK$60,940
+HK$3,496/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$114,888/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,135
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$61,748
−HK$1,636/mo
Today · 4.125%
HK$63,384
baseline
▲ 0.50% · 4.625%
HK$66,725
+HK$3,341/mo
Deposit HK$1.32M · loan HK$11.85M · min. income ≈ HK$126,768/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,864 · Scale 2, in force from 26 Feb 2026)