LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,038
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,972
−HK$949/mo
Today · 4.125%
HK$31,921
baseline
▲ 0.50% · 4.625%
HK$33,864
+HK$1,943/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$63,842/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,417
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,313
−HK$909/mo
Today · 4.125%
HK$35,222
baseline
▲ 0.50% · 4.625%
HK$37,079
+HK$1,857/mo
Deposit HK$6.59M · loan HK$6.59M · min. income ≈ HK$70,444/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,045
−HK$2,261/mo
▼ 0.25% · 3.875%
HK$37,167
−HK$1,139/mo
Today · 4.125%
HK$38,306
baseline
▲ 0.50% · 4.625%
HK$40,636
+HK$2,330/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$76,612/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,100
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$41,175
−HK$1,092/mo
Today · 4.125%
HK$42,267
baseline
▲ 0.50% · 4.625%
HK$44,494
+HK$2,227/mo
Deposit HK$5.27M · loan HK$7.90M · min. income ≈ HK$84,534/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,053
−HK$2,637/mo
▼ 0.25% · 3.875%
HK$43,361
−HK$1,329/mo
Today · 4.125%
HK$44,690
baseline
▲ 0.50% · 4.625%
HK$47,409
+HK$2,719/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$89,380/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,783
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$48,038
−HK$1,273/mo
Today · 4.125%
HK$49,311
baseline
▲ 0.50% · 4.625%
HK$51,910
+HK$2,599/mo
Deposit HK$3.95M · loan HK$9.22M · min. income ≈ HK$98,622/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,068
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$55,750
−HK$1,708/mo
Today · 4.125%
HK$57,458
baseline
▲ 0.50% · 4.625%
HK$60,955
+HK$3,497/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$114,916/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,150
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$61,763
−HK$1,637/mo
Today · 4.125%
HK$63,400
baseline
▲ 0.50% · 4.625%
HK$66,742
+HK$3,342/mo
Deposit HK$1.32M · loan HK$11.86M · min. income ≈ HK$126,800/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$493,987 · Scale 2, in force from 26 Feb 2026)